What is Gift-a-Pension?

Most people in India don’t have a pension and face a high risk of old age poverty. You can help change this.

A joint initiative of pinBox and HDFC Pension. It empowers you to help someone save for old age.

No paperwork, NO long queues! Simply use WhatsApp to open an NPS account. Within minutes!

Regularly put money into your giftee’s NPS account. Stop whenever. Encourage them to continue thereafter.

Why Gift-a-Pension?

National Pension Scheme (NPS)

Pension Calculator

Contribution Frequency

Your Contribution (in Rupees)

₹500
500
₹50,000

Your Giftee’s Contribution (in Rupees)

₹0
0
₹50,000

Giftee’s Current Age (in Years)

18
20
60

Expected Rate of Return

5%
10%
15%
  • Your Contribution
  • Your Giftee’s Contribution
  • Total Corpus

Total Savings at Age 60

Total Contributions

Interest Earned

Monthly Pension

Total Contributions

Interest Earned

Monthly Pension

How it Works

Checklist: Before you start

Make sure your Giftee has the following:

  1. Aadhaar card
  2. Mobile linked to Aadhaar
  3. Bank account number and IFSC code
  4. Nominee details

Educate

Use the calculator, short videos and FAQs on this website to explain NPS features and benefits, and importance of saving for retirement.

How to Educate

Enroll

Save 080 2300 2000 as a WhatsApp contact. Send us a “hi”. Simply chat with us on WhatsApp to help complete the NPS Application Form.

Gift-a-Pension Now!

Contribute

Simply use any UPI app to regularly transfer some money directly from your bank into your giftee’s NPS account.

How to Pay

How it Works

Checklist: Before you start

Make sure your Giftee has the following:

  1. Aadhaar card
  2. Mobile linked to Aadhaar
  3. Bank account number and IFSC code
  4. Nominee details

Educate

Use the calculator, short videos and FAQs on this website to explain NPS features and benefits, and importance of saving for retirement.

How to Educate

Enroll

Save 080 2300 2000 as a WhatsApp contact. Send us a “hi”. Simply chat with us on WhatsApp to help complete the NPS Application Form.

Gift-a-Pension Now!

Contribute

Simply use any UPI app to regularly transfer some money directly from your bank into your giftee’s NPS account.

How to Pay

Gift-a-Pension is a national initiative led by pinBox Inclusion - India's only social enterprise committed exclusively to pension and social security Inclusion for informal sector women and youth.

Contact: 080 2300 2000

Email: helpdesk@giftapension.com

© pinBox Inclusion Pvt. Ltd. All rights reserved. Gift-a-Pension is licensed for use in India exclusively to pinBox Inclusion Private Limited.